Hailing from the Windy City of Chicago and with a business background originating in his studies in Madison, Wisconsin, Seth brings a unique combination of finance and mortgage know-how, along with creativity, passion, and a deeply caring attitude for serving his client's needs.
Seth's tenure in the mortgage industry and dedication to his customer's needs are a winning combo to take with you every step of the way in your loan, from start to closing.
Being dedicated to his clients whether, first-time homebuyer or a seasoned veteran who's done these times before, are always his top priority.
Seth resides on Oahu with his black lab named Comiskey, and enjoys, hiking, surfing and learning to play the ukulele.
Seth is also an avid runner and was voted to the position of 2024 Board Vice President, and recently confirmed as the 2025 Board President with Hawaii Running Project, a non profit running community that aims to spread health and fitness awareness across the state.
Tom R - Redfin "Seth was superb. He works hard for you to get the best rates. He gets back to you within minutes and was always available. Seth touches base with you all the time to keep you informed. He explains everything in terms that are easily understandable. Great experience and would definitely recommend Seth!"
David T - Redfin "Seth was there every step of the way. Made buying a house not so intimidating"
Becca E - Zillow Mortgage "Seth was extremely helpful and communicative! He let us know what was going on every step of the way, was even kind enough to come to the hospital to have our papers signed when our daughter had an emergency! He goes above and beyond and we would highly recommend him!"
Benjamin B - Facebook "Seth displays the utmost professionalism in every aspect of the transaction. He sincerely cares about you as the client and ensures you are satisfied and comfortable throughout the entire process. I highly recommend Seth for all of your mortgage needs. 5 stars!"
Karen L - Redfin "Seth was absolutely fantastic! Always very responsive and took the time to explain every aspect of our mortgage lending in layman's terms. He was also very honest with us about what to expect and that meant a lot. Seth was not our attorney, however, we felt much more comfortable going to him with any questions as we were sure to get an honest and straightforward response or explanation."
Mei Lai was raised in Honolulu, Hawaii, and a graduate of McKinley High School. After high school, she concentrated in Hotel Business Administration, at College Lasalle. She also holds a Project Management Professional Certification from PMI, and has been licensed as a mortgage loan originator since 2023.
Rooted in a family tradition of entrepreneurship stemming from her grandfather's small business (Peninsula Jewelry) in Honolulu, Mei Lai gained invaluable insights into business management and client relationships from a young age. These lessons, absorbed while growing up on Oahu, have profoundly influenced her personal and professional approach.
With over a decade of experience managing commercial real estate in the tech, digital media, and entertainment sectors, Mei Lai honed her skills in project management. Inspired by a podcast revelation about financial freedom, she ventured into real estate investing and mastered mortgage loan origination, and is driven by a passion for helping others achieve their financial goals and promoting financial literacy.
Mei Lai is passionate about helping her clients achieve their home buying goals and guiding them through the home financing process, committed to providing expert advice, and personalized service that best meets their financial goals.
Client Review on Zillow - “Mei is a true expert in the mortgage industry. She took the time to understand my financial situation and goals. She then tailors her recommendations to my specific needs. Mei made the ENTIRE (capitalize for emphasis) process as smooth and easy as possible. I always felt that Mei had my best interest at heart. “
Former Colleague Review on LinkedIn – “Mei Lai is an excellent communicator, is highly responsive and conducts herself with the utmost professionalism. With Mei Lai you can always count on any job being completed with great care and concern.“